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The basic infrastructure for fintech development would include a national credit information system, which is expected to store non-banking personal financial trading data and individual credit records, he said.

The bank expects the Andhra Pradesh-24x7 Power for All project to be the first of many projects AIIB invests in India, said Jin.

The biggest hurdle we’ve overcome is: “Hiring great engineers. Our approach is unique. We’ve found that by providing a great work-life balance our team is better able to help us figure out how to do things creatively because we give them time to ponder how to solve the hard problems.”

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The biggest mistake we’ve made so far:?“On the contrary, when we first started out we were so eager to get started that we rushed into to building a product. This allowed some of our personal biases to creep into the product and these were quickly brought up by our customers. Building a product without a sufficient customer development process almost never works. But, on the brightside, this pitfall lead us to our smartest move.”

The bank and Ping An Securities jointly launched a digital investment banking platform on July 30. The platform aims to give micro, small and medium-sized enterprises access to services provided by commercial banks, investment agencies and financial advisers, so as to meet their demand for funds efficiently.

The bank's provision coverage ratio, a measure of funds set aside to cover bad loans, rose to 148 percent at the end of the third quarter, up 11.8 percentage points from that recorded at the end of last year.

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The average precipitation in China was 105.4 mm in August, 3 percent more than the average in August in the previous years.

The benchmark Shanghai Composite Index rose by 1.12 percent to close at 3027.58 points after hovering below the 3000 point mark for nine months in a row. The spurt also saw the gauge gain over 20 percent since the beginning of this year.

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The authors of the?Billionaire Bonanza report offer a few solutions to address these challenges, writing that there’s a need to “implement policies to reduce concentrated wealth,” largely through new tax programs.

The attack in Lower Manhattan on Tuesday that killed eight people and injured 11 was a ruthless attack against innocent civilians and deserves the strongest condemnation.